Tanzania Travel Insurance: Cost, Exemptions & How to Buy
Last updated: 5 October 2026
Last updated: 5 October 2026
Quick Answer
Yes, travel insurance is now compulsory for most foreign visitors entering Mainland Tanzania. It started on 1 October 2026. The policy costs USD 44 (paid in TZS), lasts up to 92 days, and is bought from NIC (National Insurance Corporation). Without it, you can be denied entry.
At a Glance
| Feature / Requirement | Details |
|---|---|
| Start date | 1 October 2026 |
| Legal basis | Insurance (Inbound Travel Insurance) Regulations, 2026, GN No. 256 |
| Applies to | Foreign visitors entering Mainland Tanzania by air, sea or land |
| Price (standard adult) | USD 44, paid in Tanzanian shillings |
| Validity | Up to 92 days from arrival, multiple entries included |
| Provider | NIC (Mainland) |
| Buy | Online before travel, or at the entry point |
| Proof | Digital or printed certificate |
Who needs it?
You need it if you are a foreign national entering Mainland Tanzania, whether you arrive at Kilimanjaro (JRO), Dar es Salaam, Arusha, a seaport or a land border.
Who is exempt?
Under the regulations, residents of East African Community (EAC) and Southern African Development Community (SADC) partner states are excluded. NIC’s current guidance also lists:
- Tanzanian residents
- Valid work or residence permit holders
- Diaspora
- Diplomats
- Transit passengers
Note: The exemption is for residents of EAC/SADC states, not simply their citizens. Exemption lists can be updated, so confirm your status with NIC before you fly.
Does it cover Zanzibar too?
Yes, one policy is enough. Buy for your first point of entry:
- Landing on the Mainland first (e.g. Kilimanjaro, Arusha, Dar es Salaam): buy NIC. You don’t need to buy ZIC for Zanzibar.
- Landing in Zanzibar first: buy ZIC. You don’t need NIC for the Mainland.
Keep your certificate handy to show at any verification point.
What does it cover?
The regulations set four benefits:
- Emergency medical treatment
- Emergency medical evacuation
- Emergency repatriation
- Loss of luggage
Exact limits are in your policy certificate, so read it before you travel.
How much does it cost?
Standard adult price: USD 44, paid in TZS.
The discounts below were circulated in industry notices to partners. They do not appear in the regulation text or the NIC FAQ, so confirm them at checkout:
- Infants (0–2): free
- Children (3–17): 50% off
- Adult groups of 10+: 10% off
How to buy it
- Go to the official NIC portal: inbound.nicinsurance.co.tz
- Enter your passport details, travel dates, purpose of visit and basic personal information.
- Pay online by debit or credit card.
- Receive your certificate by email straight away.
- Save it on your phone and carry a printed copy.
Buying on arrival is allowed, and cash is accepted at entry points. We still recommend buying online first to avoid queues after a long flight.
Support from NIC: 24/7 on 0800 110 041 or +255 736 100 800, or wecare.inbound@nicinsurance.co.tz.
Common Questions About Tanzania Travel Insurance
Is it really mandatory
Yes. The regulations say a foreigner without a valid policy “shall be denied entry.”
Does my regular travel insurance count?
No. The requirement is for a policy issued by the designated inbound insurer, NIC. Keep your own travel insurance too, since this policy is basic emergency cover and may not cover trip cancellation, safari gear, or high-altitude trekking.
When does the 92 days start?
On your date of arrival in Mainland Tanzania.
What if I enter and leave Tanzania several times?
Multiple entries are covered within the same 92 days.
What if I stay longer than 92 days?
You must apply for a new policy. NIC also says extensions can be arranged before your policy expires.
Can I get a refund?
The regulations say the premium is non-refundable except on cancellation or other cases set out in the policy. NIC says refunds depend on its policy and timing, and proof of cancellation may be required.
How do I make a claim?
Call NIC’s 24/7 line on +255 736 100 800.
Is Zanzibar a separate requirement?
Only if you enter Zanzibar first. See what we covered above on Zanzibar.
Planning a Kilimanjaro climb or safari?
Add this to your pre-trip checklist alongside your visa and vaccinations. If you’re booking with us, we’ll remind you before departure.